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Insurance & Real Estate
Does Home Insurance Cover Water Leak Damage?
This varies depending on the type of insurance policy and its detailed terms — some home insurance policies cover sudden, accidental damage caused by a leak (such as damage to furniture or flooring), while others may exclude damage resulting from neglected routine maintenance. It's always best to review the exact wording of your policy or contact the insurance company to find out precisely what's covered, since this topic differs from one policy to another and we're not a party qualified to issue a final legal opinion on it.